Core Infrastructure
Payments are managed through two distinct pipelines depending on the user environment:- Native Infrastructure: Powers the Web App and all blockchain-based activities. It handles $MESI tokens, stablecoins, and direct smart contract interactions.
- Mobile In-App Payments (IAP): Integrated with the Apple App Store and Google Play Store. These handle fiat transactions exclusively to comply with mobile ecosystem regulations.
Creator Settlements
Regardless of how a fan pays, Mesi provides a unified and incentivized settlement process for creators.Instant Payouts
Earnings are converted and credited to your wallet immediately upon transaction. Note: Music creators receive monthly settlements.
The MESI Bonus
Choose to receive your earnings in $MESI tokens to receive an automatic 10% bonus on your total payout.
Settlement Logistics
If platform reserves are temporarily insufficient for an instant payout, the system mints temporary $MESI tokens to ensure liquidity. To protect the economy, any resulting inflation is neutralized through:- Reserve Burns: Removing tokens from the internal treasury.
- Buybacks: Purchasing tokens from the open market to restore equilibrium.
Payment Deductions
To maintain a transparent ecosystem, all fees are applied and visible at the transaction layer:| Fee Type | Description |
|---|---|
| Mesi Commission | Standard platform fee for infrastructure and maintenance. |
| Licensing Fees | Distributed to IP holders for content used in the transaction. |
| Network Fees | Gas fees required to process the transaction on the Creator Chain. |
Asset Flexibility & Banking
Once funds are in your wallet, you have full control over your assets.- Blockchain Mobility: Transfer tokens to external wallets or add them to Liquidity Pools.
- Fiat Off-Ramp: Connect your bank account to receive traditional currency payouts.
- Mesi Debit Card: Spend your earnings instantly at any point-of-sale (POS) globally.
Bitcoin Savings Accounts
Creators can automate their long-term wealth building through our integrated BTC savings feature.1
Enable Savings
Open a free Bitcoin savings account within your Mesi profile.
2
Automatic Conversion
Upon withdrawal, a pre-set portion of your $MESI earnings is automatically converted to Bitcoin (BTC).
3
Secure Custody
Your BTC is moved to a dedicated, high-security custodial account hosted by Mesi, allowing you to accumulate reserves over time.
The Payment Processing Dashboard