1. Same-Format Payments
This represents a direct transaction where the Price Currency matches the Payment Method. These transactions are typically faster and involve no conversion spread.- Fiat Pricing: (e.g., USD) → Paid via Credit Card / Apple Pay.
- Stablecoin Pricing: (e.g., USDC) → Paid via Stablecoin Wallet.
- Native Token Pricing: ($MESI) → Paid via $MESI tokens.
2. Mixed-Format Payments
Mixed-format payments allow for maximum accessibility. A fan can use traditional currency to purchase an item priced in crypto, or vice-versa. Mesi’s backend automatically calculates the exchange rate at the moment of the transaction. Common mixed-format scenarios include:| Pricing Currency | Payment Method | Use Case |
|---|---|---|
| Fiat | $MESI / Stablecoins | Fans using tokens to buy items priced in USD. |
| Fiat | Stablecoins | Using digital dollars for traditional pricing. |
| Stablecoins | $MESI | Swapping digital assets for stable-priced content. |
| $MESI | Fiat | New users buying token-priced NFTs with a credit card. |
| $MESI | Stablecoins | Institutional or large-scale purchases of token-priced assets. |
| Stablecoins | Fiat | Simplified onboarding for stable-priced premium features. |
The Settlement Standard
Regardless of the “Price vs. Payment” combination chosen at the point of sale, the Mesi platform follows a unified settlement protocol to ensure creators can easily manage their earnings.Creator Settlement
While fans enjoy the flexibility of Mixed-Format Payments, all final settlements to the creator’s platform wallet are executed in $MESI tokens. This maintains the utility and demand for the native ecosystem currency.
Exchange Rates: For all mixed-format payments, Mesi utilizes real-time price oracles to ensure that the creator receives the exact value of the listed price in $MESI at the time of the transaction.